BICST COMPUTER TECHNOLOGY PRIVATE LIMITED ("Company", "we", "us", or "our") operates Bicst Finance (the "App"), a digital platform designed to provide users with access to revolving credit limit services and related financial features.
We respect your privacy and are committed to handling your personal information responsibly. This Privacy Policy explains what information we may collect, why we collect it, how it is used, and the choices available to you.
By accessing or using Bicst Finance, you acknowledge that you have read and understood this Privacy Policy.
Company Name: BICST COMPUTER TECHNOLOGY PRIVATE LIMITED
Registered Address:
Plot No. 702, Kh No. 115 Ground Floor Near Dayal Market, Alipur, Delhi, Delhi, India - 110036
Email: help@bicsttech.com
Depending on the services and features you use, we may collect the following categories of information.
We may collect information such as:
To evaluate eligibility for a revolving credit limit and provide related services, we may process information such as:
We only use financial information for legitimate purposes connected with providing, maintaining, monitoring, or improving our services.
When you use the App, certain technical information may be collected automatically, including:
This information helps us maintain security, prevent abuse, diagnose technical problems, and improve the App.
We may also collect information that you voluntarily provide when you:
The App may request certain device permissions where they are necessary for specific features.
Camera access may be used to capture identity documents, photographs, or other information required for verification.
Location information may be used where necessary to support security, service availability, fraud prevention, regulatory requirements, or other legitimate business purposes.
Where permitted and necessary for a supported feature, SMS information may be used to identify relevant financial transaction or payment notifications and assist with verification or assessment.
We do not access permissions that are not required for the relevant feature, and users may manage permissions through their device settings.
We may use collected information for purposes including:
Bicst Finance is designed around a revolving credit limit model.
An available credit limit does not necessarily mean that funds will automatically be provided to you. Any utilization of an available limit may be subject to separate assessment, verification, approval, and applicable terms.
Your available limit may change based on factors including your account activity, repayment history, eligibility, risk assessment, applicable policies, and other permitted information.
Repaying an amount used under the credit facility may restore part or all of your available credit limit, subject to the applicable terms and reassessment.
We may share information when reasonably necessary to operate the App and provide related services.
Recipients may include:
We do not sell your personal information merely for the purpose of allowing unrelated third parties to market their products to you.
Service providers receiving information from us are expected to handle it in accordance with applicable contractual, legal, and security requirements.
We use reasonable administrative, technical, and organizational safeguards designed to protect personal information against unauthorized access, disclosure, alteration, misuse, or destruction.
However, no electronic transmission or storage system can be guaranteed to be completely secure. Therefore, we cannot guarantee absolute security of information transmitted through the Internet.
We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining records, resolving disputes, preventing fraud, enforcing agreements, and complying with legal or regulatory obligations.
When information is no longer required, we may securely delete, anonymize, or otherwise dispose of it in accordance with applicable requirements.
The App may use third-party services to support functions such as payment processing, analytics, identity verification, hosting, security, communications, and technical operations.
Such third parties may process information according to their own privacy policies and applicable contractual requirements.
We encourage users to review the privacy practices of relevant third-party services where appropriate.
We may contact you through phone calls, SMS, email, push notifications, or other communication methods regarding:
You may not be able to opt out of certain essential service communications.
Bicst Finance is not intended for children who are not legally permitted to use financial services.
We do not knowingly provide financial services to individuals who do not meet applicable age and legal eligibility requirements.
If we become aware that information has been collected from an individual who is not legally eligible to use the service, we may take appropriate steps to remove the information.
Subject to applicable law, you may have rights regarding your personal information, including the ability to:
Some requests may be subject to legal, contractual, security, or regulatory limitations.
To make a privacy-related request, contact us at help@bicsttech.com.
We may update this Privacy Policy from time to time to reflect changes in our services, technology, legal requirements, or business practices.
When material changes are made, we may notify users through the App or other appropriate communication channels.
The revised policy will become effective when published unless otherwise stated.
If you have questions, concerns, complaints, or requests relating to this Privacy Policy or the handling of your personal information, please contact:
BICST COMPUTER TECHNOLOGY PRIVATE LIMITED
Email: help@bicsttech.com
Address: Plot No. 702, Kh No. 115 Ground Floor Near Dayal Market, Alipur, Delhi, Delhi, India - 110036
© 2026 BICST COMPUTER TECHNOLOGY PRIVATE LIMITED